A risk of being in the risk business is that you become overly skeptical, suspicious, and hypersensitive to all the possible bad things that can happen. We see all of the accidents, losses, and lawsuits and it’s easy to become the “Chicken Little” of the financial team.
But I don’t feel that way at all. I find good risk management in a financial plan to be liberating, actually. Building a responsible approach to handling risk means you can focus on going after things that excite you, that reward you, and that you would prefer to see and do.
Complaints like “insurance is expensive” or “you only buy insurance because you have to” are totally misreading the opportunity to use risk-financing as a license to pursue great things. And I am so happy to be in this corner of the financial world where I can protect important things so families can do important things.
Photo: Rachael McGraw, Reykjavik, Iceland
Darren McGraw & Mechelsen Private Client 
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